Financial Planning for Public Employees

Public employees provide a career of service to the people of our city, state and country.

In return for their hard work, they have access to unique retirement tools and benefits that can help them live the retirement they have always dreamed of. One challenge of the wide range of benefits available is making the most of each offering and planning adequately for the future. At The H Group, we help current and former public employees plan for their retirement with expert, personalized advice.

PERS, the Public Employee Retirement System, offers a number of benefits for public service employees (these typically involve OSGP, IAP and PEBB). While the PERS website can be a helpful resource, there is so much information for current and former employees to navigate and digest. Our team of CERTIFIED FINANCIAL PLANNER™ professionals help by taking the guesswork and confusion out of retirement and providing direction when planning for and enjoying retirement. This includes everything from pension choices to IAP/OSGP rollovers to navigating the health insurance program offered. We also work to provide solutions in cases where PERS may not deliver adequate coverage for each unique situation.

The Public Employees Benefit Board (PEBB) also offers a large number of benefits for public employees that can play a role in their overall financial picture. However, organizing all of these benefits and making the most of them can prove to be difficult. This is where the professional, tailored advice from the experts at The H Group, comes into play. With the right risk planning, retirement planning, and cash flow planning, public employees can have a plan to help them move forward and gain control over their financial future.

Once in retirement, public employees must begin planning for income from a variety of sources that may include their own investments, a pension plan and social security. Optimizing this cash flow can be a challenge and lead to unwelcome surprises come tax time. When it comes to financial planning for public employees in Oregon and across the country, our team of CERTIFIED FINANCIAL PLANNER™ professionals are here to guide you through the process.