They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.
We are proud to work with our clients across decades and generations. It’s not uncommon for our conference room to fill with two or three generations, all collaborating, all on the same page.
We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.
We work every day to earn and maintain the trust of the clients we are privileged to serve. We actively seek ways to make their lives better and genuinely enjoy helping.
They recognize the value of their time – and our expertise. In our work together, we strive to create clarity through customized planning and empowerment through ongoing education.
We genuinely enjoy and respect our client families. We look forward to seeing them and go out of our way to find opportunities to make their lives easier.
Dear Clients, To help understand our current situation, it is sometimes helpful to look to history as a guide. Each financial downturn is different, but they often share common elements. 1987 In 1987, stocks dropped -22.6% in one day, Black…
The Setting Every Community Up for retirement Enhancement (SECURE) Act was enacted in December 2019 as part of a larger federal spending package. This long-awaited legislation expands savings opportunities for workers and includes new requirements and incentives for employers that…
Dear clients, During this time of uncertainty, we are going to continue with this trend of reaching out to you regularly to check-in and share with you our two cents on the ever-changing environment around us. Our goal is…
Quarter 1 Team Update The first few months of the year have flown by for Michelle! She has been busy with lots of family activities, celebrating her birthday and gearing up to celebrate her cousin’s long-anticipated Vegas wedding and…
Dear Clients, Monday brought another volatile day of market activity and we know that – even if we haven’t heard from you – you may be experiencing some anxiety. While you’re probably receiving a message from every email list…
Why has the Fed reacted so dramatically? Why has the market reacted the way it has to Fed actions? In short, it’s about messaging and credit markets. While lowering interest rates by a percent to zero at this stage may…
Getting married is exciting, but it brings many challenges. One such challenge that you and your spouse will have to face is how to merge your finances. Planning carefully and communicating clearly are important because the financial decisions that you…
Last Saturday, we gathered with over 450 people to celebrate. As Katherine recently wrote, the Salem Area Chamber of Commerce First Citizen’s Award Banquet is a night to celebrate the good in our community. We are proud of our own…
Negative sentiment concerning the coronavirus has been relentless, which has been spurred by media coverage and a variety of governmental actions to combat the contagion’s spread. Most recently, these have included the President’s temporary ban on incoming flights from Europe…
As if markets hadn’t produced enough volatility already in recent weeks, this morning’s initial drop of -7% triggered stock exchange circuit breakers—a computer system intended to temporarily stop trading activity, with the purpose of stopping a free fall in prices…
Even though the tax filing season is well underway, there’s still time to make a regular IRA contribution for 2019. You have until your tax return due date (not including extensions) to contribute up to $6,000 for 2019 ($7,000 if…
In late February, Brenna gathered with a dozen other CFP® professionals for a three-day training in financial life planning, courtesy of Money Quotient. Financial life planning is defined as a process of: – Helping people focus on the true…
Dear Clients, We’re reaching out during this time of market volatility to provide you with our two cents and some helpful information. What’s Happening? Understanding what’s caused the most recent downturn is pretty straight forward. As the…
