2019 Third Quarter Commentary
Fall is the time of year when most investors find their way back from their summertime pursuits, roll up their sleeves and get back to work. This year finds us all with a lot of information to digest and more…
PROFESSIONALS
OVER 65 YEARS OF COMBINED EXPERIENCE
Our team of CERTIFIED FINANCIAL PLANNER™ professionals is knowledgeable, reliable and passionate about empowering our clients and their relationship with money. We bring a diverse set of talents and areas of focus. We use a collaborative approach in caring for our client families, meeting weekly to discuss what’s happening in their lives and finding ways where our individual strengths can most benefit their unique situation. This way, our clients get the best of us all.
Larry T. Hanslits CFP®
Larry loves to explain difficult concepts simply. He is often collaborating with clients on their business transitions, estate planning aims and investment decisions.
Brenna Baucum CFP®
Brenna has a knack for helping clients develop tangible steps to meet their goals. Her focus is proactive tax planning, goal funding and long term forecasting.
Katherine Keppel CLU®, CFP®
Katherine encourages clients to ask, “What if?” She helps to answer questions around cash flow organization, retirement planning and risk assessment.
CLIENTS
SERVING WITH PURPOSE
Our Clients Are Busy People
They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.
Our Clients Are Multigenerational
We are proud to work with our clients across decades and generations. It’s not uncommon for our conference room to fill with two or three generations, all collaborating, all on the same page.
Our Clients are Professionals
We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.
Our Clients Trust Us
We work every day to earn and maintain the trust of the clients we are privileged to serve. We actively seek ways to make their lives better and genuinely enjoy helping.
Our Clients Value Time
They recognize the value of their time – and our expertise. In our work together, we strive to create clarity through customized planning and empowerment through ongoing education.
Our Clients Are Fun
We genuinely enjoy and respect our client families. We look forward to seeing them and go out of our way to find opportunities to make their lives easier.
OUR PROCESS
OUR HOLISTIC APPROACH MEETS EVERY AREA OF LIFE PLANNING
Wealth
Management
Tax
Planning
Risk
Management
Estate
Planning
Cash Flow
Organization
Philanthropic
Objectives
NEWS
A FEW OF OUR LATEST ARTICLES
Untangling the Challenges of Aging | A Symposium
We’re proud to co-present at this upcoming symposium in partnership with Willamette Valley Hospice. Join us for an informative morning session on the later years of life. Your choice of engaging sessions: • Legal Issues with Aging • Oregon’s Death…
The Pros and Cons of Retirement “Rules”
When investing for retirement, you’re likely to hear a lot of well-meaning guidance from family, friends, and others offering advice — even the media. As you weigh the potential benefits of any commonly cited investment rules, consider that most are…
Women’s Worth | Planning Seminar for Women
As women, we tend to spend much of our time caring for others. Planning ahead for life’s inevitable rough spots is one of the best ways we can care for ourselves and the ones we love. Women’s Worth is a…
How Will the Recent Attack on Saudi Oil Facilitates Affect Energy and Financial Markets?
Due to experiences in the past, especially in the 1970s, many investors have been conditioned to expect the worst when oil supplies are threatened. While trends in oil demand tend to be far more persistent, and are largely affected by…
September 2019 Fed Meeting | Another 0.25% Drop
As expected, the Federal Reserve Open Market Committee lowered the fed funds rate a second time by 0.25%, to a new range of 1.75-2.00%. There were a few dissents, strangely in opposite directions, with one member wanting a larger 0.50%…
Do I Need Life Insurance?
We’ve all heard about the importance of having life insurance, but is it really necessary? Often, the answer is “yes,” but it depends on your specific situation. In general, you should consider life insurance protection if any of the following…
Team Update | Q3 2019
Our connection to our client families continues to humble us. This summer, we were welcomed into the homes of many of them. We celebrated graduations, toasted dream homes and shared in the loss of some dear friends. We continue to…
What Does the Yield Curve Suggest About Growth?
On August 14, 2019, the Dow Jones Industrial Avenue plunged 800 points, losing 3% of its value in its biggest drop of the year. The Nasdaq Composite also lost 3%, while the S&P 500 lost 2.9%.1 The slide started with…
Data Breaches | Tips to Protect Your Identity and Money
Large-scale data breaches are in the news again, but that’s hardly surprising. Breaches have become more frequent — a byproduct of living in an increasingly digital world. During the first six months of 2019, the Identity Theft Resource Center (ITRC),…
Geopolitical Tensions, Oil Prices and The Economy
Conflict in the Persian Gulf has spurred modest oil price volatility in recent weeks, but prices didn’t spike to high levels seen during some past conflicts. That’s partly because rising U.S. oil production has shaken up the global oil market…
The Most Volatile Day of 2019 (Thus Far) | Commentary
Today, the U.S. equity markets experienced their worst day of the year, with the Dow, S&P and Nasdaq all falling roughly -3%. While such days are historically common and not necessarily noteworthy, the lack of volatility experienced over the past…
Time to Review Your Tax Withholding
The IRS continues to encourage taxpayers to review the amount of tax they have withheld to avoid an unexpected tax surprise when they file their 2019 tax returns next year. Preliminary 2018 tax filing data seems to show the need…
