Estimating Your Retirement Income Needs
You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it…
CLIENTS
SERVING WITH PURPOSE
Our Clients Are Busy People
They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.
Our Clients Are Multigenerational
We are proud to work with our clients across decades and generations. It’s not uncommon for our conference room to fill with two or three generations, all collaborating, all on the same page.
Our Clients are Professionals
We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.
Our Clients Trust Us
We work every day to earn and maintain the trust of the clients we are privileged to serve. We actively seek ways to make their lives better and genuinely enjoy helping.
Our Clients Value Time
They recognize the value of their time – and our expertise. In our work together, we strive to create clarity through customized planning and empowerment through ongoing education.
Our Clients Are Fun
We genuinely enjoy and respect our client families. We look forward to seeing them and go out of our way to find opportunities to make their lives easier.
OUR PROCESS
OUR HOLISTIC APPROACH MEETS EVERY AREA OF LIFE PLANNING
Wealth
Management
Tax
Planning
Risk
Management
Estate
Planning
Cash Flow
Organization
Philanthropic
Objectives
NEWS
A FEW OF OUR LATEST ARTICLES
2019 Fourth Quarter Update & Yearend Review
Happy New Year! What a year it was! Go ahead, pat yourself on the back, you certainly deserve it after sticking through the turmoil of last year’s markets. While 2018 ended on a dismal note, 2019 ended with a bang. …
Caring for Your Aging Parents
Caring for your aging parents is something you hope you can handle when the time comes, but something you probably hope you never have to do. Caring for your aging parents means helping them plan for the future, and this…
What Do I Need to Know about the SECURE Act?
Between the holiday bustle, yearend to do’s and political news, you would be forgiven for missing the SECURE Act, which was signed into law December 19th. This act, “Setting Every Community Up for Retirement Enhancement (SECURE)” carries with it a…
What Are the Key Issues Going Into 2020?
The term ‘outlook’ can be misleading, as most forecasts tend to be partially to very off-base in hindsight. So, this question is best answered as a summary of whatever is currently top of mind going into the New Year. Some…
Year-End Charitable Giving
With the holiday season upon us and the end of the year approaching, we pause to give thanks for our blessings and the people in our lives. It is also a time when charitable giving often comes to mind. The…
Income Tax Planning and 529 Plans
The income tax benefits offered by 529 plans make these plans attractive to parents (and others) who are saving for college or K-12 tuition. Qualified withdrawals from a 529 plan are tax-free at the federal level, and some states also…
IRA and Retirement Plan Limits for 2020
IRA contribution limits The maximum amount you can contribute to a traditional IRA or a Roth IRA in 2020 is $6,000 (or 100% of your earned income, if less), unchanged from 2019. The maximum catch-up contribution for those age 50 or…
The Federal Reserve Open Market Committee Decision
The Federal Reserve Open Market Committee decided to keep the fed funds target interest rate unchanged—at a level of 1.50-1.75%. This was widely anticipated as Fed committee members, through various speeches and other comments, have been hinting that they’re essentially…
Q4 Team Update & Out and About
Q4 Team Update Sarah recently celebrated her one-year milestone with our firm! She is excited to continue building relationships with our client families and team. Outside of the office, Sarah and Peter took a weekend trip to Montana to…
College Cost Data for the 2019-2020 School Year
Each year, the College Board releases its annual Trends in College Pricing report that highlights current college costs and trends. While costs can vary significantly depending on the region and college, the College Board publishes average cost figures, which are based on a…
How the 2020 Election May Affect Equity Market Segments
Which segments of the equity market face the most uncertainty prior to the 2020 election? This question is always a wildcard so far in advance, but it will likely depend on the ultimate Democratic front-runner. With the slippage of…
Employer Plans Can Offer the Foundation of a Comfortable Retirement
October 20 to 26, 2019, was National Retirement Security Week, a nationwide effort to raise awareness about the importance of saving for retirement. Established by Congress in 2006, National Retirement Security Week is designed to elevate public knowledge about retirement…
