Join us for a free financial and economic update to get 2019 off to a great start.
Tuesday, Jan. 22, 2019
Doors 3:30 pm | Event 4–6 pm
Illahe Hills Country Club
Our team of CERTIFIED FINANCIAL PLANNER™ professionals is knowledgeable, reliable and passionate about empowering our clients and their relationship with money. We bring a diverse set of talents and areas of focus. We use a collaborative approach in caring for our client families, meeting weekly to discuss what’s happening in their lives and finding ways where our individual strengths can most benefit their unique situation. This way, our clients get the best of us all.
Larry loves to explain difficult concepts simply. He is often collaborating with clients on their business transitions, estate planning aims and investment decisions.
Brenna has a knack for helping clients develop tangible steps to meet their goals. Her focus is proactive tax planning, goal funding and long term forecasting.
Katherine encourages clients to ask, “What if?” She helps to answer questions around cash flow organization, retirement planning and risk assessment.
They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.
We are proud to work with our clients across decades and generations. It’s not uncommon for our conference room to fill with two or three generations, all collaborating, all on the same page.
We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.
We work every day to earn and maintain the trust of the clients we are privileged to serve. We actively seek ways to make their lives better and genuinely enjoy helping.
They recognize the value of their time – and our expertise. In our work together, we strive to create clarity through customized planning and empowerment through ongoing education.
We genuinely enjoy and respect our client families. We look forward to seeing them and go out of our way to find opportunities to make their lives easier.
At the risk of being repetitive, many of the same issues as in the last installment, with resolution still hard to find. Tariffs/Trade Despite the positive market reaction to a 90-day deferral by the U.S. in implementing a 25% tariff…
This fall, our team attended a seminar focused on Elder Abuse and Reporting. Besides learning about the laws, regulations and definitions associated with elder abuse, we were updated on common elder abuse and consumer scams. Due to accessibility during business…
We are happy to announce our newest team member, Sarah Sepulveda. As a client service specialist, Sarah will be working in depth on the administrative details of client accounts. Processing withdrawal requests, preparing paperwork for client meetings and proactively finding ways…
This fall, we helped several of our client families navigate the complexities of the Free Application for Federal Student Aid (FAFSA). The College Board has released college cost data for the 2018-2019 school year in its annual Trends in College Pricing…
The horrific wildfires impacting California serve an unfortunate reminder on the importance of preparing for a disaster. Operation Hope and FEMA have compiled an Emergency Financial First Aid Kit (EFFAK) to help you prepare financially and provide tips to reduce the…
Thanksgiving week can be just another week, full of commitments and business. Or, it can be a time of reflection. We chose the latter. This week, we took some time as a team to share our gratitude. Gratitude for…
Unlike the surprise result in the presidential election two years ago, that fooled pollsters and statisticians both, last week’s mid-term election results were in line with predictions—although a few surprises still unfolded. The Republicans held their majority position in the…
January brings about an opportunity to reset and reframe the year ahead. Join us for a free financial and economic update to get 2019 off to a great start. PROVIDING FINANCIAL WISDOM, LEADERSHIP AND PLANNING IN TUMULTUOUS TIMES When: January…
As expected, the FOMC unanimously made no change in the fed funds target rate during the November meeting—leaving the level at 2.00-2.25%. Their formal statement offered few surprises, noting strength in underlying economic growth and labor markets. In keeping with…
Beginning on November 1, 2018, individuals (including their families) may apply for new health insurance or switch to a different health-care plan through a Health Insurance Marketplace under the Affordable Care Act (ACA). The open enrollment period for 2019 health…
The perception of the risk inherently associated with investing is ever-changing. When markets are strong and uncertainty is low, prices go up and market volatility is reduced. Of course, the opposite is true as well. Uncertain times and weak prospects…
Blockchain is a data structure used to create a digital ledger shared among a distributed network of computers. It was initially designed for the peer-to-peer exchange of the virtual currency bitcoin. However, businesses are now developing and testing some potentially…
Where should interest rates be? This has been pondered countless times over the last decade as the Fed imposed a monetary policy of extreme easing during the depths of the Great Recession, keeping interest rates near zero in subsequent years,…
