2020 Third Quarter Update
Happy Fall! The leaves are beginning to turn, the birds are headed south, and the evenings are getting a bit cooler. This fall is especially welcome with the rains bringing some control to the fires that have done so much…
Where do you want to take your retirement?
I WANT TO
Know that we’ll make it to the end.
Figure out the best way to fulfill my philanthropic goals.
Understand whether or not long term care insurance is right for me.
How can we help you realize your dreams?
I WANT TO
Find some tips on how to get started.
Chart the path from today to retirement.
Figure out how to pay for college.
How can we empower your relationship with money?
I WANT TO
Educate myself
Get a plan in place
Better understand my retirement accounts through PERS, PEBB, OPSRP and IAP resources
CLIENTS
SERVING WITH PURPOSE
Our Clients Are Busy People
They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.
Our Clients Are Multigenerational
We are proud to work with our clients across decades and generations. It’s not uncommon for our conference room to fill with two or three generations, all collaborating, all on the same page.
Our Clients are Professionals
We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.
Our Clients Trust Us
We work every day to earn and maintain the trust of the clients we are privileged to serve. We actively seek ways to make their lives better and genuinely enjoy helping.
Our Clients Value Time
They recognize the value of their time – and our expertise. In our work together, we strive to create clarity through customized planning and empowerment through ongoing education.
Our Clients Are Fun
We genuinely enjoy and respect our client families. We look forward to seeing them and go out of our way to find opportunities to make their lives easier.
OUR PROCESS
OUR HOLISTIC APPROACH MEETS EVERY AREA OF LIFE PLANNING
Wealth
Management
Tax
Planning
Risk
Management
Estate
Planning
Cash Flow
Organization
Philanthropic
Objectives
NEWS
A FEW OF OUR LATEST ARTICLES
Plan Sponsors: Coronavirus Relief Measures
In March 2020, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which included several provisions designed to help retirement savers cope with the financial fallout from the pandemic. Among these temporary measures were special rules for required…
The Bull Is Back… Will It Keep Charging?
On August 18, 2020, the S&P 500 set a record high for the first time since COVID-19 ushered in a bear market on February 19. The cycle from peak to peak was just 126 trading days, the fastest recovery in…
The Traits of a Good Investor and How Women Can Make the Most of Them
Many women manage their own money. This includes women who have always been doing so and women who are relatively new to the world of investing, for whatever reason. Regardless of your level of investing experience, there are certain investor…
How Important is the Next Election for Financial Markets?
What would be the impact of a Trump Presidential reelection for a second term? How important is the President on financial markets anyway? In many ways, policies to expect would likely be similar to what’s in place today, and largely…
Women’s Worth 2020 | Free Planning Seminar for Women
As women, we tend to spend much of our time caring for others. Planning ahead for life’s inevitable rough spots is one of the best ways we can care for ourselves and the ones we love. Women’s Worth is a…
Fed Note | September 2020
The Federal Reserve Open Market Committee took no action at their mid-September policy meeting, as expected, leaving the fed funds rate at the zero bound of 0.00-0.25%. Lately, the action seems to be happening between meetings. The Fed announced a…
Team Update Q3 2020
Remembering what it’s like to ‘get out on the open road’ and out of the house, Michelle took a sunny road trip to see her cousin in Utah at the end of July. She appreciated traveling through that beautiful and…
Can I Deduct Long-Term Care Insurance Premiums?
Client Questions: Can I Deduct Premiums Paid for Long-term Care Insurance (LTCI)? It depends on several factors. Your LTCI contract must be a qualified one, you must itemize deductions on Schedule A of IRS Form 1040, and the total of…
What Would Be the Impact of a Biden Presidential Election Win, Potentially Including a Democratic Takeover of the Senate?
The impact of a potential new President on stock market returns is always a key question in the weeks prior to a general election. It’s important to keep in mind that, despite frequent worries around this time of year, and…
College Disrupted: Students Face High Costs and Pandemic Impact
Even in normal times, it can be challenging for families to cover college expenses without borrowing money and/or risking their own retirement security. For the 2019-2020cacademic year, the cost of in-state tuition, fees, room, and board at a four-year public…
How our office is handling in-person meetings during the global pandemic
In this new world, we’re doing our best to meet our clients where they’re at. For some, that means utilizing technology and the virtual meeting space. For others, that means gathering in person. To err on the side of caution,…
What is a Roth 401(k)?
Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you have access to this option, Roth contributions could play an important role in helping enhance your retirement income. What is a Roth 401(k)? A Roth…
