New IRS Guidance on Your Tax Refund
The Tax Cuts and Jobs Act of 2017 included a $10,000 ($5,000 if married filing separately) cap on the amount of state and local taxes that can be claimed as an itemized deduction on Schedule A of Form 1040. If…
PROFESSIONALS
OVER 65 YEARS OF COMBINED EXPERIENCE
Our team of CERTIFIED FINANCIAL PLANNER™ professionals is knowledgeable, reliable and passionate about empowering our clients and their relationship with money. We bring a diverse set of talents and areas of focus. We use a collaborative approach in caring for our client families, meeting weekly to discuss what’s happening in their lives and finding ways where our individual strengths can most benefit their unique situation. This way, our clients get the best of us all.
Larry T. Hanslits CFP®
Larry loves to explain difficult concepts simply. He is often collaborating with clients on their business transitions, estate planning aims and investment decisions.
Brenna Baucum CFP®
Brenna has a knack for helping clients develop tangible steps to meet their goals. Her focus is proactive tax planning, goal funding and long term forecasting.
Katherine Keppel CLU®, CFP®
Katherine encourages clients to ask, “What if?” She helps to answer questions around cash flow organization, retirement planning and risk assessment.
CLIENTS
SERVING WITH PURPOSE
Our Clients Are Busy People
They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.
Our Clients Are Multigenerational
We are proud to work with our clients across decades and generations. It’s not uncommon for our conference room to fill with two or three generations, all collaborating, all on the same page.
Our Clients are Professionals
We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.
Our Clients Trust Us
We work every day to earn and maintain the trust of the clients we are privileged to serve. We actively seek ways to make their lives better and genuinely enjoy helping.
Our Clients Value Time
They recognize the value of their time – and our expertise. In our work together, we strive to create clarity through customized planning and empowerment through ongoing education.
Our Clients Are Fun
We genuinely enjoy and respect our client families. We look forward to seeing them and go out of our way to find opportunities to make their lives easier.
OUR PROCESS
OUR HOLISTIC APPROACH MEETS EVERY AREA OF LIFE PLANNING
Wealth
Management
Tax
Planning
Risk
Management
Estate
Planning
Cash Flow
Organization
Philanthropic
Objectives
NEWS
A FEW OF OUR LATEST ARTICLES
Using a 529 Plan to Save for College
With the costs of college on the rise, establishing a savings plan early is vital. A 529 plan is a tax-advantaged education savings vehicle and one of the most popular ways to save for college today. It can also be…
History Repeating | 2019 Second Quarter Commentary
Happy Summer! The longest and warmest days of the year are here. The gardens all around town are beautiful, with riots of color against a backdrop of verdant green. In sitting down to write this, we thought about simply changing…
Portfolio Rebalancing and Reallocation
Portfolio Rebalancing Imagine you just bought a new car. You love how it looks and handles. You take it on long, beautiful drives together. When you take your car in to be serviced, you are asked if you want the…
US – China Trade War: Who Pays the Price?
On May 13, 2019, escalating trade tensions between the United States and China sparked a worldwide stock sell-off that wiped out more than $1 trillion in global equity values.1 The markets recovered over the next three days, but tensions between…
Team Update | Q2 2019
Spring is trying to spring here in Oregon, and for us, that meant several gatherings with our community friends, partners and client families. Between their Fine Art Auction, annual luncheon and Cinco de Micro Brewfest, we had fun supporting the…
Short Term Recovery Care
The decision of whether or not to purchase insurance for future healthcare expenses is an important one. Our team of CERTIFIED FINANCIAL PLANNER™ professionals have helped many of our client families navigate this question. We weigh the impact that Long-Term…
June 2019 Fed Meeting | Key Takeaways
Following their June meeting yesterday, the Federal Open Market Committee (FOMC) made no change to the 2.25-2.50% range for the fed funds rate. However, member appeared split on the outlook, with one member voting for a cut today, while others…
Market Cap vs. Market Value
When choosing an investment, there are a wide range of figures and numbers you can consider before making a decision. Things can get more complicated when you consider that you, other investors and professionals will put varying levels of emphasis…
Balancing Investment Risk with Growth Potential
Whether you have $100 or $1,000,000, you want to see your investment grow. Ideally, you would like to see that money grow a lot without the investment risk. Unfortunately, the risk/return tradeoff concept in investing tells us that greater returns…
Retirement Confidence Increases for Workers and Retirees
The 29th annual Retirement Confidence Survey (RCS), conducted by the Employee Benefit Research Institute (EBRI) in 2019, found that two-thirds of U.S. workers (67%) are confident in their ability to live comfortably throughout their retirement years (up from 64% in…
Investing in Index Funds: 4 Things to Know
The popularity of investing in index funds has been gaining interest in recent years. Index mutual funds are not a new concept – they have been available for over four decades, and exchange-traded funds (“ETF”) for more than ten years.…
Making Sense of Your Taxes and Withholding
The Tax Cuts and Jobs Act (TCJA), which passed in December 2017, made fundamental changes to the U.S. tax code, and 2018 returns were the first time most taxpayers could see the practical impact of these changes. In an April…
